A peer-to-peer (P2P) lending platform matches businesses or individuals looking for loans with individual or corporate lenders looking to achieve a rate of return on their capital. Borrowers enter their information into an online application portal and the P2P platform then offers lenders the opportunity to choose the loans they wish to invest in. Overall,…
If there is one area that divides opinion more than most it is commodities. Some investors think that we are entering a new bull market and that now is the perfect time to buy, whereas others are sceptical and remain bearish. Whatever your view there is no doubt that it has been a difficult time…
With the oil price recently reaching $60 per barrel for the first time since July 2015, many investors are becoming more bullish on the outlook for oil and gas companies. After all, a higher oil price could mean that their profits also move upwards. However, the oil price faces sustained pressure from the impact of…
A deal made in Heaven? It was the knight in shining armour who saved the flailing damsel in distress. Three weeks ago I explained why the US Commerce Department had threatened the Canadian aerospace group Bombardier Inc. (TSE:BBD) with swingeing tariffs of up to 300 percent that could torpedo its new generation of airliners. The…
I’m on an Emirates A380 over the island of Goa, en route to Dubai from Melbourne. For the past ten days, I’ve been on a whirlwind visit to Hong Kong, where I spoke at the Economist Longevity conference, and to Australia, where I discussed, inter alia, lithium and more Juvenescence. In less than two weeks,…
What is peer-to-peer lending? Peer-to-peer (P2P) lending enables individual and corporate investors to lend to small and medium-sized businesses. Access to this type of alternative finance begins when borrowers enter their requirements into an online application portal allowing them to benefit from rapid underwriting and hopefully approval. For an investor, P2P platforms offer the opportunity…
Phoenix Global Mining (LON:PGM) yesterday reported encouraging drill results for its to-be-revived copper mine in Idaho. Apparently there are further figures due within, say, a fortnight or three weeks. PGM was IPO’ed at 4p about four months ago, raising £4 million. There is £2.5 million left in contrast to a capitalisation of c. £9 million.…
I appreciate that for most of us financial planning is like watching paint dry. And after all there’s plenty of time to start thinking about all that stuff. But is there? Have you ever sat down and given any thought to what happens if you live too long or die too soon? There’s a fair…
Some people will dismiss technical analysis and charting as just squiggly lines on a chart – and I for one am not the biggest fan of the chart pattern approach to trading or investing. That aside, there are often sound changes or shifts in investor sentiment that underpin the various patterns that are a major…
HM Government have avoided prescribing betting limits for FOBTs. Instead there is to be a twelve week phase of gasbaggery, styled consultation. The range of permissible maximum bets is £2 to £50. Faites vos jeux. My bet is that the maximum will be set at £50 which in practice is the maximum anyway since even…
