New Year’s Resolutions? Thinking Long Term with Gold, Silver and Collectable Value

‘Quitter’s Day’ – the most likely day for people to give up on their New Year’s resolutions – is fast approaching. Resolutions usually fizzle because they tend to pursue quick-fix, short-term results. Investing can be the same, and it can have detrimental results. Reacting to headlines, market noise, or the latest trend doesn’t tend to stabilise portfolios and seldom leads to lasting wealth.

Fleeting Resolutions Versus Golden Habits

Whilst gold and silver were rarely out of the headlines in 2025, due to their stellar gains, Solomon Global believes it is important to focus on endurance and resilience. Investing for your and your family’s future should be about making considered choices and having the assets in your portfolio to help smooth whatever the world can throw at you.

Instead of flash-in-the-pan resolutions, building habits that compound over time and don’t fade after the second week of January are the way to go. Gold has been a foundation of wealth preservation throughout the ages; we view it as a fundamental part of a long-term financial strategy. A timeless asset, it doesn’t need to keep up with the latest trends, but instead withstands market cycles, geopolitical upheaval and economic shocks.

Preserving Value Amid Global Uncertainty

Gold is a long-established store of value that offers stability and diversification in a portfolio; it also has an added collectability value alongside its intrinsic worth.

We’re currently experiencing a world characterised by elevated geopolitical risk and economic uncertainty, and here gold really comes to the fore. It protects against this unpredictability and volatility while shielding investments from the erosive effects of inflation and the governmental policy shifts that can negatively impact most other assets.

Gold is not held for its rapid appreciation – though it has increased approximately 70% in the last year – but for its ability to retain value over time, a characteristic that explains the large-scale institutional and central bank buying we continue to see.

Silver shares many of these attributes and is considered a safe-haven asset (though to a lesser degree than gold) but occupies a slightly different position by also being an essential industrial metal. Due to wearing these two hats, silver has greater potential upside but tends to experience greater volatility. For investors who find gold increasingly expensive, silver can be a compelling alternative to gain exposure to the benefits that precious metals provide. 

Silver’s Recent Strength

Silver has experienced a phenomenal rally (up approximately 140% in a year) as retail, industrial, and institutional demand have soared, and supply has tightened. Traditionally, retail and industry-driven, last year we witnessed a significant uplift from the institutional side, with notable central banks making sizable purchases. Collectors, too, have been struck by silver fever and Indian investors – renowned for their love of gold – have increasingly flocked to the metal, which is no longer seen as the poor relation.

Those looking to include silver as part of a broader strategy should resolve to understand both its potential and its volatility. As Solomon Global Contributing Analyst Nick Cawley puts it: “A break above the recent high is very likely, and above here $100/oz. becomes the next target. Anyone trading silver must be aware that price action is set to become increasingly volatile, causing regular 10%+, daily price swings. The higher the price of silver goes, the more volatile it will become.”

Beyond Spot Price: The Collectables Market

Many investors are drawn to gold and silver for reasons that extend beyond price movements. Collectable coins combine the intrinsic value of precious metals with the potential for added collector demand over time.

In recent years, the collectables market has grown significantly, driven by interest in coins that are scarce, rare or have historical or cultural significance. This reflects a broader shift toward tangible assets that have value on multiple levels.

Diversification You Can Touch

Another common focus at the start of the year is balance. Many portfolios remain heavily weighted towards equities, bonds and property, all of which are influenced by counterparty exposure.

Physical gold and silver provide diversification and are assets that are portable, private and globally recognised. They don’t require third parties, and they remain off the digital grid, so they avoid the radar of financial institutions and the government.

The Investing Habit

The most effective financial resolutions aren’t really resolutions at all but enduring habits. Gold and silver are not about chasing profits; they are about continuity, resilience and long-term perspective.

Exploring assets that have traditionally and consistently served as stores of value during times of uncertainty is a great way to kick off 2026. Whether through bullion bars or collectable coins, precious metals remain a way to step back from short-term volatility and noise and focus on stability and endurance.

Solomon Global wishes everyone a happy, healthy and prosperous New Year.