Five stocks to beat inflation

One of the things I like most about dividend investing is that there’s a good chance the income will grow faster than inflation. Take the FTSE 100’s dividend as an example. CPI inflation since 1986 has run at an annualised rate of 2.6% per year, whereas the FTSE 100’s dividend has grown by an annualised rate of 4.9% over the same period. So the index’s dividend has grown by 2.3% a year even after adjusting for inflation (and of course there have been substantial capital gains since 1986 as well).

Passively investing in a FTSE 100 tracker is one way to access the inflation-beating nature of dividend income. However, as an active investor I prefer to pick individual dividend-paying stocks in an attempt to get a market-beating dividend yield today and market-beating dividend growth tomorrow.

So with inflation in mind, this month I’m going to look at a group of companies that have raised their dividend by at least 2% (the Bank of England’s inflation target) every single year since 2008. Within the FTSE All-Share there are about 50 such companies. That’s too much for one article so I’ll restrict the list to stocks with a yield of more than 3% and then look at the five most consistent growers….

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John Kingham: John Kingham is an experienced private investor, investment blogger and newsletter publisher. His professional background is in computer software for the insurance industry, where he worked for clients ranging from Lloyd's syndicates to some of the world's largest general insurers. In 2011 John left the computer software industry and began publishing UK Value Investor, a monthly investment newsletter for defensive value investors. His website can be found at: www.ukvalueinvestor.com.